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Silverhawk Insurance Medicare Guidance

1. About these terms

These Terms of Service are an agreement between you and Silverhawk Insurance, a Medicare insurance agency operated by Kickstart Business Ventures LLC, 31949 Blue Passing Loop, Wesley Chapel, Florida 33545, United States. If you do not agree with these terms, please do not use our website or services.

Our Privacy Policy is part of these terms and explains how we handle your information.

2. Our services

Silverhawk Insurance provides Medicare plan education, plan comparison, and enrollment assistance through licensed agents. We are compensated by insurance carriers, not by you. Our services are provided at no cost to the consumer.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Silverhawk Insurance is not connected with or endorsed by the United States government or the federal Medicare program.

3. SMS text messaging program

Silverhawk Insurance operates a customer care and appointment messaging program. The terms in this section apply specifically to that program.

3.1 Program description

By opting in, you agree to receive text messages from Silverhawk Insurance relating to your Medicare questions and coverage. Messages include appointment confirmations and reminders, replies to questions you have asked, enrollment and application status updates, and annual coverage review notices. This is a conversational customer care program and not a marketing blast list.

3.2 How you opt in

We send text messages only to mobile numbers that have provided express written consent. Consent is collected in one of the following ways:

  • Through the chat widget on this website, where you provide your mobile number and agree to the messaging disclosure shown before consent is captured
  • Verbally during a phone call with a licensed agent, recorded in our system with the date and time
  • By sending a text message to our business number first

The disclosure presented at the point of consent reads:

"By providing your mobile number and continuing, you agree to receive text messages from Silverhawk Insurance about your Medicare questions, appointments, and coverage. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. See our Privacy Policy and Terms of Service."

Consent to receive text messages is not a condition of purchasing any product or service.

3.3 Message frequency

Message frequency varies based on your conversation with us. Most contacts receive fewer than 6 messages per month.

3.4 Cost

Message and data rates may apply. Silverhawk Insurance does not charge for text messages. Any charges are billed by and payable to your mobile service provider. Contact your carrier for details about your messaging plan.

3.5 Opting out

You can cancel at any time by replying STOP to any message from us. After you send STOP, we will send one confirmation message and then stop sending texts to that number. If you want to rejoin later, opt in again through any of the methods in section 3.2, or simply ask us.

3.6 Help

Reply HELP to any message for assistance, email [email protected], or call (656) 261-4659 during business hours.

3.7 Carriers and delivery

Carriers are not liable for delayed or undelivered messages. Delivery is subject to effective transmission by your mobile carrier and is outside our control. Supported carriers may change without notice.

3.8 Privacy of mobile data

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All other categories exclude text messaging originator opt in data and consent; this information will not be shared with any third parties.

4. Eligibility and accurate information

You must be at least 18 years old to use our services. You agree that the information you provide to us is accurate and that the mobile number you give us belongs to you. If your number changes or is reassigned, notify us promptly so we do not message someone else.

5. Acceptable use

  • Do not use our website or messaging channels for unlawful, abusive, or fraudulent purposes
  • Do not attempt to gain unauthorized access to our systems or interfere with their operation
  • Do not submit content that is defamatory, harassing, or infringing on another party's rights
  • Do not use automated tools to scrape, copy, or overload the website

6. No professional or medical advice

Information on this website and in our communications is general in nature and is provided for education. It is not medical, legal, or tax advice. Plan availability, benefits, premiums, and networks are set by the carriers and by the Centers for Medicare and Medicaid Services and can change. Always review the official plan documents before enrolling, and confirm coverage details directly with the carrier.

7. Intellectual property

The content, layout, text, graphics, and logos on this website are owned by or licensed to Silverhawk Insurance and are protected by applicable intellectual property law. You may view and print pages for your personal use. You may not reproduce, distribute, or create derivative works from our content without our written permission.

8. Third party links

Our site may link to carrier websites, Medicare.gov, and other third party resources. We do not control those sites and are not responsible for their content, accuracy, or privacy practices. Links do not imply endorsement.

9. Disclaimer of warranties

Our website and services are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non infringement. We do not warrant that the website will be uninterrupted, error free, or free of harmful components.

10. Limitation of liability

To the fullest extent permitted by law, Silverhawk Insurance and Kickstart Business Ventures LLC are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the website, our services, or our messaging program, including undelivered or delayed messages. Nothing in these terms limits liability that cannot be limited under applicable law.

11. Indemnification

You agree to indemnify and hold harmless Silverhawk Insurance, Kickstart Business Ventures LLC, and its officers and agents from any claim or demand arising out of your misuse of the website or services, your violation of these terms, or your violation of any law or third party right.

12. Governing law

These terms are governed by the laws of the State of Florida, without regard to its conflict of law rules. Any dispute will be brought in the state or federal courts located in Pasco County, Florida, and you consent to that jurisdiction.

13. Changes to these terms

We may update these terms at any time. The date at the top of this page shows the most recent revision. Continued use of the website or our services after a change means you accept the updated terms.

14. Contact us

Silverhawk Insurance
Kickstart Business Ventures LLC
31949 Blue Passing Loop
Wesley Chapel, Florida 33545
Phone: (656) 261-4659
Email: [email protected]
Hours: Monday to Saturday, 8:00 AM to 8:00 PM Eastern

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Silverhawk Insurance

  • Kickstart Business Ventures LLC
  • 31949 Blue Passing Loop
  • Wesley Chapel, FL 33545
  • Monday to Saturday, 8:00 AM to 8:00 PM ET